Baccarat Odds Casino
Introduction
The house edge is defined as the ratio of the average loss to the initial bet. In some games the beginning wager is not necessarily the ending wager. For example in blackjack, let it ride, and Caribbean stud poker, the player may increase their bet when the odds favor doing so. In these cases the additional money wagered is not figured into the denominator for the purpose of determining the house edge, thus increasing the measure of risk. For games like Ultimate Texas Hold 'Em and Crazy 4 Poker, where there are two required initial wagers, the house edge is based on one of them only. House edge figures are based on optimal or near-optimal player strategy.
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Poker odds calculators. Roulette, Baccarat, Slot machines, Video Poker, Mississippi Stud, Ultimate. World Casino Directory is an independent information. However, when compared to many of the other casino games that exist, baccarat boasts some of the most generous odds and payouts you will find. As we’ve already stated, the Banker is by far the best bet. With odds of 45.86% to win, the Banker bet is so likely to win that casinos are forced to apply a 5% commission to winning bets.
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The table below shows the house edge of most popular casino games and bets.
Casino Game House Edge
| Game | Bet/Rules | House Edge | Standard Deviation |
|---|---|---|---|
| Baccarat | Banker | 1.06% | 0.93 |
| Player | 1.24% | 0.95 | |
| Tie | 14.36% | 2.64 | |
| Big Six | $1 | 11.11% | 0.99 |
| $2 | 16.67% | 1.34 | |
| $5 | 22.22% | 2.02 | |
| $10 | 18.52% | 2.88 | |
| $20 | 22.22% | 3.97 | |
| Joker/Logo | 24.07% | 5.35 | |
| Bonus Six | No insurance | 10.42% | 5.79 |
| With insurance | 23.83% | 6.51 | |
| Blackjacka | Liberal Vegas rules | 0.28% | 1.15 |
| Caribbean Stud Poker | 5.22% | 2.24 | |
| Casino War | Go to war on ties | 2.88% | 1.05 |
| Surrender on ties | 3.70% | 0.94 | |
| Bet on tie | 18.65% | 8.32 | |
| Catch a Wave | 0.50% | d | |
| Craps | Pass/Come | 1.41% | 1.00 |
| Don't pass/don't come | 1.36% | 0.99 | |
| Odds — 4 or 10 | 0.00% | 1.41 | |
| Odds — 5 or 9 | 0.00% | 1.22 | |
| Odds — 6 or 8 | 0.00% | 1.10 | |
| Field (2:1 on 12) | 5.56% | 1.08 | |
| Field (3:1 on 12) | 2.78% | 1.14 | |
| Any craps | 11.11% | 2.51 | |
| Big 6,8 | 9.09% | 1.00 | |
| Hard 4,10 | 11.11% | 2.51 | |
| Hard 6,8 | 9.09% | 2.87 | |
| Place 6,8 | 1.52% | 1.08 | |
| Place 5,9 | 4.00% | 1.18 | |
| Place 4,10 | 6.67% | 1.32 | |
| Place (to lose) 4,10 | 3.03% | 0.69 | |
| 2, 12, & all hard hops | 13.89% | 5.09 | |
| 3, 11, & all easy hops | 11.11% | 3.66 | |
| Any seven | 16.67% | 1.86 | |
| Crazy 4 Poker | Ante | 3.42%* | 3.13* |
| Double Down Stud | 2.67% | 2.97 | |
| Heads Up Hold 'Em | Blind pay table #1 (500-50-10-8-5) | 2.36% | 4.56 |
| Keno | 25%-29% | 1.30-46.04 | |
| Let it Ride | 3.51% | 5.17 | |
| Pai Gowc | 1.50% | 0.75 | |
| Pai Gow Pokerc | 1.46% | 0.75 | |
| Pick ’em Poker | 0% - 10% | 3.87 | |
| Red Dog | Six decks | 2.80% | 1.60 |
| Roulette | Single Zero | 2.70% | e |
| Double Zero | 5.26% | e | |
| Sic-Bo | 2.78%-33.33% | e | |
| Slot Machines | 2%-15%f | 8.74g | |
| Spanish 21 | Dealer hits soft 17 | 0.76% | d |
| Dealer stands on soft 17 | 0.40% | d | |
| Super Fun 21 | 0.94% | d | |
| Three Card Poker | Pairplus | 7.28% | 2.85 |
| Ante & play | 3.37% | 1.64 | |
| Ultimate Texas Hold 'Em | Ante | 2.19% | 4.94 |
| Video Poker | Jacks or Better (Full Pay) | 0.46% | 4.42 |
| Wild Hold ’em Fold ’em | 6.86% | d |
Notes
| a | Liberal Vegas Strip rules: Dealer stands on soft 17, player may double on any two cards, player may double after splitting, resplit aces, late surrender. |
| b | Las Vegas single deck rules are dealer hits on soft 17, player may double on any two cards, player may not double after splitting, one card to split aces, no surrender. |
| c | Assuming player plays the house way, playing one on one against dealer, and half of bets made are as banker. |
| d | Yet to be determined. |
| e | Standard deviation depends on bet made. |
| f | Slot machine range is based on available returns from a major manufacturer |
| g | Slot machine standard deviation based on just one machine. While this can vary, the standard deviation on slot machines are very high. |
Guide to House Edge
The reason that the house edge is relative to the original wager, not the average wager, is that it makes it easier for the player to estimate how much they will lose. For example if a player knows the house edge in blackjack is 0.6% he can assume that for every $10 wager original wager he makes he will lose 6 cents on the average. Most players are not going to know how much their average wager will be in games like blackjack relative to the original wager, thus any statistic based on the average wager would be difficult to apply to real life questions.
The conventional definition can be helpful for players determine how much it will cost them to play, given the information they already know. However the statistic is very biased as a measure of risk. In Caribbean stud poker, for example, the house edge is 5.22%, which is close to that of double zero roulette at 5.26%. However the ratio of average money lost to average money wagered in Caribbean stud is only 2.56%. The player only looking at the house edge may be indifferent between roulette and Caribbean stud poker, based only the house edge. If one wants to compare one game against another I believe it is better to look at the ratio of money lost to money wagered, which would show Caribbean stud poker to be a much better gamble than roulette.
Many other sources do not count ties in the house edge calculation, especially for the Don’t Pass bet in craps and the banker and player bets in baccarat. The rationale is that if a bet isn’t resolved then it should be ignored. I personally opt to include ties although I respect the other definition.
Element of Risk
For purposes of comparing one game to another I would like to propose a different measurement of risk, which I call the 'element of risk.' This measurement is defined as the average loss divided by total money bet. For bets in which the initial bet is always the final bet there would be no difference between this statistic and the house edge. Bets in which there is a difference are listed below.
Element of Risk
| Game | Bet | House Edge | Element of Risk |
|---|---|---|---|
| Blackjack | Atlantic City rules | 0.43% | 0.38% |
| Bonus 6 | No insurance | 10.42% | 5.41% |
| Bonus 6 | With insurance | 23.83% | 6.42% |
| Caribbean Stud Poker | 5.22% | 2.56% | |
| Casino War | Go to war on ties | 2.88% | 2.68% |
| Crazy 4 Poker | Standard rules | 3.42%* | 1.09% |
| Heads Up Hold 'Em | Pay Table #1 (500-50-10-8-5) | 2.36% | 0.64% |
| Double Down Stud | 2.67% | 2.13% | |
| Let it Ride | 3.51% | 2.85% | |
| Spanish 21 | Dealer hits soft 17 | 0.76% | 0.65% |
| Spanish 21 | Dealer stands on soft 17 | 0.40% | 0.30% |
| Three Card Poker | Ante & play | 3.37% | 2.01% |
| Ultimate Texas Hold 'Em | 2.19%* | 0.53% | |
| Wild Hold ’em Fold ’em | 6.86% | 3.23% |
Standard Deviation
The standard deviation is a measure of how volatile your bankroll will be playing a given game. This statistic is commonly used to calculate the probability that the end result of a session of a defined number of bets will be within certain bounds.
The standard deviation of the final result over n bets is the product of the standard deviation for one bet (see table) and the square root of the number of initial bets made in the session. This assumes that all bets made are of equal size. The probability that the session outcome will be within one standard deviation is 68.26%. The probability that the session outcome will be within two standard deviations is 95.46%. The probability that the session outcome will be within three standard deviations is 99.74%. The following table shows the probability that a session outcome will come within various numbers of standard deviations.
I realize that this explanation may not make much sense to someone who is not well versed in the basics of statistics. If this is the case I would recommend enriching yourself with a good introductory statistics book.
Baccarat Best Odds In Casino
Standard Deviation
| Number | Probability |
|---|---|
| 0.25 | 0.1974 |
| 0.50 | 0.3830 |
| 0.75 | 0.5468 |
| 1.00 | 0.6826 |
| 1.25 | 0.7888 |
| 1.50 | 0.8664 |
| 1.75 | 0.9198 |
| 2.00 | 0.9546 |
| 2.25 | 0.9756 |
| 2.50 | 0.9876 |
| 2.75 | 0.9940 |
| 3.00 | 0.9974 |
| 3.25 | 0.9988 |
| 3.50 | 0.9996 |
| 3.75 | 0.9998 |
Hold
Although I do not mention hold percentages on my site the term is worth defining because it comes up a lot. The hold percentage is the ratio of chips the casino keeps to the total chips sold. This is generally measured over an entire shift. For example if blackjack table x takes in $1000 in the drop box and of the $1000 in chips sold the table keeps $300 of them (players walked away with the other $700) then the game's hold is 30%. If every player loses their entire purchase of chips then the hold will be 100%. It is possible for the hold to exceed 100% if players carry to the table chips purchased at another table. A mathematician alone can not determine the hold because it depends on how long the player will sit at the table and the same money circulates back and forth. There is a lot of confusion between the house edge and hold, especially among casino personnel.
Hands per Hour, House Edge for Comp Purposes
The following table shows the average hands per hour and the house edge for comp purposes various games. The house edge figures are higher than those above, because the above figures assume optimal strategy, and those below reflect player errors and average type of bet made. This table was given to me anonymously by an executive with a major Strip casino and is used for rating players.
Hands per Hour and Average House Edge
| Games | Hands/Hour | House Edge |
|---|---|---|
| Baccarat | 72 | 1.2% |
| Blackjack | 70 | 0.75% |
| Big Six | 10 | 15.53% |
| Craps | 48 | 1.58% |
| Car. Stud | 50 | 1.46% |
| Let It Ride | 52 | 2.4% |
| Mini-Baccarat | 72 | 1.2% |
| Midi-Baccarat | 72 | 1.2% |
| Pai Gow | 30 | 1.65% |
| Pai Pow Poker | 34 | 1.96% |
| Roulette | 38 | 5.26% |
| Single 0 Roulette | 35 | 2.59% |
| Casino War | 65 | 2.87% |
| Spanish 21 | 75 | 2.2% |
| Sic Bo | 45 | 8% |
| 3 Way Action | 70 | 2.2% |
Mini Baccarat Odds
Footnotes
* — House edge based on Ante bet only as opposed to all mandatory wagers (for example the Blind in Ultimate Texas Hold 'Em and the Super Bonus in Crazy 4 Poker.
Translation
A Spanish translation of this page is available at www.eldropbox.com.
Written by: Michael Shackleford
Online casino games with the best odds give players the highest likelihood of winning each round. While the casino is always more likely to win, some games have a lower “house edge” than others.
The house edge is the advantage the house (casino) has over the player. For example, a 2% house edge means that the casino is 2% more likely to win each round.
Another way to look at the house edge is the return to player (RTP) percentage. RTP is the opposite of the house edge in that it’s how much the house pays back (rather than keeps).
For example, if a casino game has a 98% RTP, that means the average player receives 98% back of what they wagered. That game would also have a house edge of 2%.
And while that would be relatively good odds for a casino game, it’s not as good as the online casino games with the lowest house edge.
While a handful of states offer online casinos (Pennsylvania and New Jersey chief among them), Michigan is one of the most recent markets to go live.
Blackjack (~0.5% House Edge)
The best online casinos will offer several different versions of online blackjack, which means it will be up to you to find the ones with the lowest house edge.
But before we go into the best rules, it’s important to note that this house edge only applies if you’re playing straight blackjack using the best strategy. The beauty of playing online is that you can shamelessly have the blackjack strategy chart up while you play – and you can take as long as you need during each hand.
What Are The Odds For Baccarat
The best blackjack rules (for online and in-person blackjack) include:
- Blackjack pays 3 to 2
- Dealer stands on soft 17
- Double after split allowed
- Double on any first two cards allowed
- Resplit up to four hands
The fewer the decks used, the better the RTP as well. However, single-deck blackjack usually has a high table minimum compared to the other variations ($20 rather than $1).
Resplitting aces and hitting on split aces are also great rules, but both are extremely rare.
Also, side bets are purely for fun. While they can pay out big, the odds are bad, so proceed at your own risk. If you’re looking for the best odds possible, side bets should be avoided.
Video Poker (~0.5% House Edge)
You’ll need to search for the blackjack variation with the lowest house edge, and each online casino will have a different selection. But with video poker, there’s only one version with the lowest house edge, and it’s available at practically every online casino. You can also find it built into the bar tops at bars across Las Vegas and beyond.
Jacks or Better video poker offers a house edge of around 0.5%.
If you play Jacks or Better video poker using best strategy, you have about the same overall odds as online blackjack. But blackjack only pays out 1 to 1 or 3 to 2, while you can hit a big hand in Jacks or Better and walk away with serious winnings a lot sooner than you can playing blackjack.
Jacks or Better is usually found within the options of “Game King,” which has other video poker variations like Joker Poker and Deuces Wild.
Make sure to play Jacks or Better at full pay to unlock the best house edge. That means playing five coins for the biggest potential payouts. If you bet lower than the max, the prizes aren’t as high relative to the wager (i.e., you’re rewarded with better odds for betting more per hand).
French Roulette (~1.35% House Edge)
You can find blackjack with good rules and tons of video poker machines at land-based casinos across the US. But French Roulette is a game you can only find at online casinos.
The roulette bets with the lowest house edge are the outside bets that pay 1 to 1. For example, black or red, odds or evens, and high or low. But if the roulette ball lands in a green zero pocket, no outside bets pay out.
American roulette has two green zero pockets, while French Roulette and European Roulette only have one. So if you have to choose between American or European roulette, go with the European version.
But with French Roulette, 50% of your outside bet is refunded if the ball lands in the single green zero. That brings the house edge for 1 to 1 outside bets in French roulette down to around 1.35%.
European roulette, which is pretty much only available at online casinos as well, has a house edge of around 2.7%, while the house edge for American roulette is 5.26%.
Other Games With House Edge Lower Than 3%
Baccarat
Despite being far less popular than craps in the US, you can find baccarat at most online casinos, which will also often have Live Dealer baccarat. If you bet the banker, the house edge can be as low as 1.06%, and a bet on the player as low as 1.24%.
Craps
For whatever reason, craps can be extremely hard to find at online casinos.
Thankfully, some online casinos do have it, such as Tropicana Casino Online, 888, and Unibet, which also have French roulette. But BetMGM, BetRivers, Golden Nugget, and others do not. Craps is also not available as a Live Dealer game at any online casino in the US.
Whether you play craps at a retail casino or online, the house edge for some bets can be comparable to French roulette. For example, the pass/come bet has a 1.41% house edge, while the don’t pass/don’t come bet has a 1.36% house edge.
Slots
Slots tend to have the worst house edge at the casino. Typically, these games are designed for high win potential but low odds.
However, at online casinos, you can often find RTP percentages as high as 97% or more. Sometimes labeled “payback,” a slot’s RTP is usually found in the information section of the slot. Click the “i” icon, and the percentages should pop up.